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Economy · Africa ranking

Lending Interest Rate by African country

60%Madagascar · highest shown · 2025

Madagascar has the highest reported bank lending interest rate among the 25 countries shown, at 60% (2025).

Bank rate that usually meets the short- and medium-term financing needs of the private sector. 25 of 54 countries are shown. Open a country to see its source details and available history.

Latest available year varies by country (2024–2025). Only observations within 2 years of the freshest result are included, and each row shows its period.

#1 vs #259.6×Madagascar vs Botswana
Median16%Rwanda
Lowest6.3%Botswana

By region

unweighted mean of countries shown
East Africa21.4%
9 countries shown · highest value: Madagascar
Central Africa20.4%
3 countries shown · highest value: Democratic Republic of the Congo
West Africa16.5%
5 countries shown · highest value: Gambia
North Africa16.1%
2 countries shown · highest value: Egypt
Southern Africa16.1%
6 countries shown · highest value: Zimbabwe

Full ranking

25 of 54 countries
#CountryLending Interest RatePeriod
1Madagascar
60%2025
2Zimbabwe
46.4%2025
3Malawi
37.1%2024
4Egypt
24.3%2024
5Democratic Republic of the Congo
24.1%2025
6Gambia
22%2025
7Sierra Leone
21.4%2025
8Angola
19.4%2025
9Nigeria
18.5%2025
10Sao Tome and Principe
17.7%2025
11Mozambique
17.5%2025
12Kenya
16.6%2024
13Rwanda
16%2024
14South Sudan
14.3%2025
15Liberia
13%2025
16Burundi
12.4%2025
17Lesotho
11.2%2024
18Namibia
11%2024
19Eswatini
10.9%2024
20South Africa
10.7%2025
21Seychelles
9.9%2025
22Mauritius
9%2025
23Algeria
8%2025
24Cabo Verde
7.7%2025
25Botswana
6.3%2024

Get this ranking via API

GET /v1/data

Request the latest available Lending Interest Rate values for the selected countries as JSON. The response includes source metadata; check reporting periods before comparing values.

curl "https://api.africa-api.com/v1/data?metric_key=lending_interest_rate_pct&latest=true&country_codes=NG,KE,ZA,EG" \
  -H "Authorization: Bearer $AFRICA_API_KEY"

Cite or republish this ranking

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Embed this ranking

iframe snippet

Paste this snippet into a page that supports iframes. The chart loads the available ranking observations and includes their reporting periods. A link to this page is included.

<iframe src="https://africa-api.com/embed/lending-rate" width="100%" height="560" loading="lazy" style="border:1px solid #e3e3e3;border-radius:10px;max-width:640px" title="Lending Interest Rate by African country — Africa API"></iframe>
<p style="font:13px/1.5 system-ui,sans-serif;margin:.5rem 0"><a href="https://africa-api.com/data/lending-rate">Lending Interest Rate by African country — Africa API</a></p>

About this ranking

Which observations are included?

The table includes 25 of 54 countries with available observations for 2023 or later and within 2 years of the freshest result. Each row shows its reporting period. Countries without an eligible observation are omitted.

Does a higher value mean a better result?

The table is sorted by value, from highest to lowest. The order does not rate a country's performance. Interpretation depends on the indicator and its definition.

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