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Economy · Africa ranking

Account Ownership by African country

90.1%Kenya · highest shown · 2024

Kenya has the highest reported share of adults with a financial account among the 40 countries shown, at 90.1% (2024).

Share of adults (15+) with an account at a bank or mobile-money provider (World Bank Global Findex). 40 of 54 countries are shown. Open a country to see its source details and available history.

#1 vs #406.1×Kenya vs Niger
Median52.2%Liberia
Lowest14.8%Niger

By region

unweighted mean of countries shown
Southern Africa66.3%
7 countries shown · highest value: South Africa
East Africa59.5%
9 countries shown · highest value: Kenya
West Africa50.1%
14 countries shown · highest value: Ghana
Central Africa48.9%
5 countries shown · highest value: Gabon
North Africa38.8%
5 countries shown · highest value: Morocco

Full ranking

40 of 54 countries
#CountryAccount OwnershipPeriod
1Kenya
90.1%2024
2Mauritius
89.6%2024
3Ghana
81.2%2024
4South Africa
81.1%2024
5Senegal
76.5%2024
6Namibia
72.9%2024
7Uganda
72.8%2024
8Zambia
72.7%2024
9Gabon
68.2%2024
10Eswatini
65.1%2024
11Nigeria
63.3%2024
12Lesotho
61.6%2024
13Botswana
61.4%2024
14Cameroon
60.9%2024
15Tanzania
59.8%2024
16Cote d'Ivoire
57.6%2024
17Togo
57.4%2024
18Republic of the Congo
55.6%2024
19Mali
54.7%2024
20Mozambique
54.4%2024
21Liberia
52.2%2024
22Benin
51.8%2024
23Burkina Faso
51.4%2024
24Malawi
50.4%2024
25Zimbabwe
49.5%2024
26Ethiopia
48.8%2024
27Comoros
45.5%2024
28Morocco
44.4%2024
29Egypt
43.1%2024
30Democratic Republic of the Congo
39.2%2024
31Sierra Leone
38.6%2024
32Gambia
38.2%2024
33Tunisia
37.8%2024
34Guinea
36%2024
35Algeria
35.3%2024
36Libya
33.1%2024
37Mauritania
27.3%2024
38Madagascar
24.5%2024
39Chad
20.9%2024
40Niger
14.8%2024

Get this ranking via API

GET /v1/data

Request the latest available Account Ownership values for the selected countries as JSON. The response includes source metadata; check reporting periods before comparing values.

curl "https://api.africa-api.com/v1/data?metric_key=financial_inclusion_account_pct&latest=true&country_codes=NG,KE,ZA,EG" \
  -H "Authorization: Bearer $AFRICA_API_KEY"

Cite or republish this ranking

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Embed this ranking

iframe snippet

Paste this snippet into a page that supports iframes. The chart loads the available ranking observations and includes their reporting periods. A link to this page is included.

<iframe src="https://africa-api.com/embed/financial-inclusion" width="100%" height="560" loading="lazy" style="border:1px solid #e3e3e3;border-radius:10px;max-width:640px" title="Account Ownership by African country — Africa API"></iframe>
<p style="font:13px/1.5 system-ui,sans-serif;margin:.5rem 0"><a href="https://africa-api.com/data/financial-inclusion">Account Ownership by African country — Africa API</a></p>

About this ranking

Which observations are included?

The table includes 40 of 54 countries with available observations for 2023 or later and within 2 years of the freshest result. Each row shows its reporting period. Countries without an eligible observation are omitted.

Does a higher value mean a better result?

The table is sorted by value, from highest to lowest. The order does not rate a country's performance. Interpretation depends on the indicator and its definition.

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