Economy · Africa ranking
Account Ownership by African country
Kenya has the highest share of adults with a financial account of any African country, at 90.1%, ahead of Mauritius and Ghana.
Share of adults (15+) with an account at a bank or mobile-money provider (World Bank Global Findex). 48 of 54 countries, ranked · World Bank — World Development Indicators, 2024.
Latest available year varies by country (2011–2024); each row shows its year, and values more than 5 years behind the most recent are marked ⚠.
Kenya
Mauritius
GhanaBy region
Full ranking
| # | Country | Account Ownership | |
|---|---|---|---|
| 1 | Kenya | 90.1% | |
| 2 | Mauritius | 89.6% | |
| 3 | Ghana | 81.2% | |
| 4 | South Africa | 81.1% | |
| 5 | Senegal | 76.5% | |
| 6 | Namibia | 72.9% | |
| 7 | Uganda | 72.8% | |
| 8 | Zambia | 72.7% | |
| 9 | Gabon | 68.2% | |
| 10 | Eswatini | 65.1% | |
| 11 | Nigeria | 63.3% | |
| 12 | Lesotho | 61.6% | |
| 13 | Botswana | 61.4% | |
| 14 | Cameroon | 60.9% | |
| 15 | Tanzania | 59.8% | |
| 16 | Cote d'Ivoire | 57.6% | |
| 17 | Togo | 57.4% | |
| 18 | Republic of the Congo | 55.6% | |
| 19 | Mali | 54.7% | |
| 20 | Mozambique | 54.4% | |
| 21 | Liberia | 52.2% | |
| 22 | Benin | 51.8% | |
| 23 | Burkina Faso | 51.4% | |
| 24 | Malawi | 50.4% | |
| 25 | Rwanda | 50% ⚠ ’17 | |
| 26 | Zimbabwe | 49.5% | |
| 27 | Ethiopia | 48.8% | |
| 28 | Comoros | 45.5% | |
| 29 | Morocco | 44.4% | |
| 30 | Egypt | 43.1% | |
| 31 | Democratic Republic of the Congo | 39.2% | |
| 32 | Somalia | 38.7% ⚠ ’14 | |
| 33 | Sierra Leone | 38.6% | |
| 34 | Gambia | 38.2% | |
| 35 | Tunisia | 37.8% | |
| 36 | Guinea | 36% | |
| 37 | Algeria | 35.3% | |
| 38 | Libya | 33.1% | |
| 39 | Angola | 29.3% ⚠ ’14 | |
| 40 | Mauritania | 27.3% | |
| 41 | Madagascar | 24.5% | |
| 42 | Chad | 20.9% | |
| 43 | Sudan | 15.3% ⚠ ’14 | |
| 44 | Niger | 14.8% | |
| 45 | Central African Republic | 13.7% ⚠ ’17 | |
| 46 | Djibouti | 12.3% ⚠ ’11 | |
| 47 | Burundi | 7.1% ⚠ ’14 | |
| 48 | South Sudan | 5.8% |
South Africa
Senegal
Namibia
Uganda
Zambia
Gabon
Eswatini
Nigeria
Lesotho
Botswana
Cameroon
Tanzania
Cote d'Ivoire
Togo
Republic of the Congo
Mali
Mozambique
Liberia
Benin
Burkina Faso
Malawi
Rwanda
Zimbabwe
Ethiopia
Comoros
Morocco
Egypt
Democratic Republic of the Congo
Somalia
Sierra Leone
Gambia
Tunisia
Guinea
Algeria
Libya
Angola
Mauritania
Madagascar
Chad
Sudan
Niger
Central African Republic
Djibouti
Burundi
South SudanGet this ranking via API
One call to /v1/data returns the latest Account Ownership figure for every country you pass — JSON, with source metadata on each observation.
curl "https://api.africa-api.com/v1/data?metric_key=financial_inclusion_account_pct&latest=true&country_codes=NG,KE,ZA,EG" \
-H "Authorization: Bearer $AFRICA_API_KEY"Cite or republish this ranking
Data: Africa API — World Bank — World Development Indicators, 2024. Free to republish with a link to this page. Pull the live figures via the API above so your version never goes stale.
Embed this ranking
Drop this chart into your article or site — it stays live as the data updates. Paste the snippet anywhere HTML is allowed (a citation link is included).
Frequently asked questions
Which African country has the highest share of adults with a financial account?
Kenya has the highest share of adults with a financial account in Africa at 90.1% (2024), followed by Mauritius and Ghana.
Which African country has the lowest share of adults with a financial account?
South Sudan has the lowest share of adults with a financial account of the 48 African countries with data, at 5.8% (2021).
How many African countries report Account Ownership data?
48 of 54 African countries have a Account Ownership figure in the Africa API, each from the latest year available for that country (which can differ between countries, here 2011–2024). Every value links to its full series with source and history.
How do I get this ranking via API?
Call GET /v1/data?metric_key=financial_inclusion_account_pct&latest=true with the country codes you need and a free Africa API key — the response returns the latest value per country as JSON.
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