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Indicator

Lending Interest Rate by African country

2025

Bank rate that usually meets the short- and medium-term financing needs of the private sector.

Africa, 202517 of 54 countries
20.5%population-weighted average
Highest in 2025Madagascar · 60.0%Lowest in 2025Cabo Verde · 7.7%Reported in 202517 of 54 countries surveyed
Click a country to pin it — pinned countries are named on the map. Hatching means no record.
Western Sahara — no separate recordTanzania — no dataDemocratic Republic of the Congo — 24.1%Somalia — no dataKenya — no dataSudan — no dataChad — no dataSouth Africa — 10.7%Lesotho — no dataZimbabwe — 46.4%Botswana — no dataNamibia — no dataSenegal — no dataMali — no dataMauritania — no dataBenin — no dataNiger — no dataNigeria — 18.5%Cameroon — no dataTogo — no dataGhana — no dataCote d'Ivoire — no dataGuinea — no dataGuinea-Bissau — no dataLiberia — 13.0%Sierra Leone — 21.4%Burkina Faso — no dataCentral African Republic — no dataRepublic of the Congo — no dataGabon — no dataEquatorial Guinea — no dataZambia — no dataMalawi — no dataMozambique — 17.5%Eswatini — no dataAngola — 19.4%Burundi — 12.4%Madagascar — 60.0%Gambia — 22.0%Tunisia — no dataAlgeria — 8.0%Eritrea — no dataMorocco — no dataEgypt — no dataLibya — no dataEthiopia — no dataDjibouti — no dataUganda — no dataRwanda — no dataSouth Sudan — 14.3%Nigeria 18.5%Nigeria 18.5%EthiopiaEthiopiaKenyaKenyaSouth Africa 10.7%South Africa 10.7%2025HIGHEST IN 2025Madagascar60.0%Zimbabwe46.4%Democratic Republic of the Congo24.1%Gambia22.0%Sierra Leone21.4%LOWEST IN 2025Cabo Verdenot drawn7.7%Algeria8.0%Mauritiusnot drawn9.0%Seychellesnot drawn9.9%South Africa10.7%PINNEDEthiopiano dataKenyano dataNigeria18.5%7 of 17OTHER ISLAND STATES · NOT DRAWNComorosnot drawnno dataSao Tome and Principenot drawn17.7%% per year · quintiles of the observed range7.7%9.9%13%17.7%21.4%60%no record
20142025
World Bank · national statistics offices · the provider's own estimates where a country has not reportedCC BY 4.0
Countries

By region

Population-weighted, so a region’s figure is the share of its people, not the average of its countries.
Eastern Africa7 of 18 countries33.0%
Middle Africa3 of 9 countries22.9%
Western Africa5 of 16 countries18.5%
Southern Africa1 of 5 countries10.7%
Northern Africa1 of 6 countries8.0%
Africaall 54 countries · 17 with a 2025 figure20.5%

What to know before you quote this

Specific to this series. For how we treat data generally, see methods.
37 countries have no usable 2025 recordNot a low value — no figure within the window. Benin, Botswana, Burkina Faso, Cameroon, Central African Republic and 32 more are hatched on the map and blank in the table.
Certainty is judged year by yearA country can be Reported in one year and Modelled the next. The tag follows the year on the scrubber, so the 2025 assessment is not a verdict on the whole series.

About this data

Lending Interest RateBank rate that usually meets the short- and medium-term financing needs of the private sector.
SourceWorld Bank, with processing by Africa API
Unit% per year
Last updated15 Oct 2026
Next expected updateOct 2027
Date range1960–2025
Coverage17 of 54 countries · 17 reported, 0 modelled, 37 with no usable figure

How the figure is made

ReportedA national statistics office or the original provider published the figure for that year directly. 17 countries did so for 2025 — the certainty shown on this page is that 2025 assessment, not a per-series one.ModelledNo direct figure that year. The provider’s own estimate, interpolation or projection stands in, and is marked as such wherever it appears.No dataNo usable figure within the window. Drawn hatched on the map and left blank in the table — not zero, and not filled in.

These three states are used the same way across every indicator on the site — how we treat certainty explains the full set and what we never do to a number.

Reuse and cite

Everything on this page is open under CC BY 4.0 — use it anywhere, including commercially, as long as Africa API and the original provider are credited. The provider’s own licence still applies to their data.

How to cite this page
Africa API (2026) — "Lending Interest Rate". Data adapted from World Bank. Retrieved 18 Oct 2026 from africa-api.com/indicators/lending-rate
The request behind this view
GET /v1/data?metric_key=lending_interest_rate_pct&year=2025&limit=100

Read next

The measures that explain this one.
EconomyGDPGross domestic product in current US dollars.EconomyGDP per CapitaGross domestic product divided by mid-year population, in current US dollars.EconomyInflation RateLatest year-on-year consumer price inflation.

Lending Interest Rate: most recent figure per country, highest to lowest

25 countries · each with its own period

The figures at the top of the page compare every country in the same year. This list takes each country’s newest figure instead, whatever its period, so the order can differ.

#CountryLending Interest RatePeriod
1Madagascar60%2025
2Zimbabwe46.4%2025
3Malawi37.1%2024
4Egypt24.3%2024
5Democratic Republic of the Congo24.1%2025
6Gambia22%2025
7Sierra Leone21.4%2025
8Angola19.4%2025
9Nigeria18.5%2025
10Sao Tome and Principe17.7%2025
11Mozambique17.5%2025
12Kenya16.6%2024
13Rwanda16%2024
14South Sudan14.3%2025
15Liberia13%2025
16Burundi12.4%2025
17Lesotho11.2%2024
18Namibia11%2024
19Eswatini10.9%2024
20South Africa10.7%2025
21Seychelles9.9%2025
22Mauritius9%2025
23Algeria8%2025
24Cabo Verde7.7%2025
25Botswana6.26%2024
Which observations are included?
The ranking includes 25 of 54 countries with available observations for 2023 or later and within 2 years of the freshest result. Each figure shows its reporting period. Countries without an eligible observation are omitted.
Does a higher value mean a better result?
The ranking is sorted by value, from highest to lowest. The order does not rate a country's performance. Interpretation depends on the indicator and its definition.

Embed this ranking

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